Medicare is a federal health insurance program in the United States that provides coverage for individuals aged 65 and older, as well as certain younger people with disabilities and those with end-stage renal disease.
Here are some factors to consider:
Most people become eligible for Medicare when they turn 65, regardless of their income or medical history. Individuals who are already receiving Social Security or Railroad Retirement Board (RRB) benefits are automatically enrolled in Medicare Parts A and B when they turn 65.
Some individuals under the age of 65 may qualify for Medicare based on a disability or certain medical conditions. To be eligible, individuals must have received Social Security Disability Insurance (SSDI) benefits for at least 24 months, or have been diagnosed with Amyotrophic Lateral Sclerosis (ALS) or end-stage renal disease (ESRD).
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