We have a wide variety of insurance products in all
insurance lines, and for all situations. We also provide
excellent coverage for RV insurance, also known as 5th
wheel insurance, motorcycle insurance, and UTV/ATV
insurance. We have golf cart insurance, renter’s insurance
and much much more. Even if you have poor health or a
poor driving record no one is turned down, there is
something for everyone. Although we're based out of
Texas, we provide coverage for all of CONUS (the entire
Continental United States.)
Are you in California unable to relocate or need to relocate
due to high insurance costs or other economic factors?
You will absolutely need our services helping you find auto
& property insurance as all the major carriers have pulled
out of California or are not accepting new applications for
insurance, yet we are still able to provide coverages. We
have access to the California FAIR Plan Association.
We are here to listen and listen well, let us review your current policy and future needs and provide you
with quotes and if we can't help you, we will point you in the right direction within our extensive
insurance network nationwide.
Are you a long time or recent immigrant or asylum seeker?
Did you know you can legally obtain coverage through the
Affordable Care Act (ACA), commonly known as
Obamacare, by applying for health insurance with
our FFM certified broker in the Marketplace? We can
guide you, here are some key points for lawfully present
immigrants, which include asylum seekers:
Marketplace Coverage:
Lawfully present immigrants are
eligible for Marketplace coverage and may qualify for
premium tax credits and other savings on Marketplace
plans
Income-Based Savings:
If your annual income is
between 100% and 400% of the Federal Poverty Level
(FPL), you may qualify for premium tax credits and other
savings on Marketplace health coverage
Special Enrollment Period:
If your income is at or below
150% FPL and you're not eligible for Medicaid or the
Children’s Health Insurance Program (CHIP), you may be
able to enroll in or change Marketplace coverage through
a Special Enrollment Period
Medicaid & CHIP:
"Qualified non-citizens," which
includes many asylum seekers, are generally eligible for
Medicaid and CHIP, if they meet state income and
residency rules. However, there may be a 5-year waiting
period for these programs
To apply for these programs, you'll need to provide
documentation of your immigration status and may need
to have been granted employment authorization,
depending on your specific circumstances. It's important to
check the specific requirements and documentation
needed for your situation
For more detailed information and to see if you qualify, you
should consult with one of our highly experienced health
insurance advisors who specializes in coverage for
immigrants and asylum seekers by requesting an
appointment or quote through our website or simply call
us.
Here at SPA Insurance Services we truly know how
disappointing it is to see your home and auto insurance
rates increase because of inflation, which is a complex
and challenging economic phenomenon that affects both
consumers and businesses. You are not alone! In 2024
property insurance rates increased nationwide on average
by 30% due to a host of contributing factors.
We are here to listen and listen well, let us review your
current policy and future needs and provide you with
quotes and if we can't help you, we will point you in the
right direction within our extensive insurance network
nationwide.
From our management and staff we kindly ask you to
consider doing business with us and to let us be at your
service. May Almighty God bless you and yours.
